Help your clients pay less on margin loans
Deepen client relationships by fulfilling their borrowing needs, regardless of custodians.
All loan purposes supported
5.83%
Tax-deductible as capital losses
Best interest rate on the market
You look for the best investment options for your clients. Now you've found the best borrowing option too.
* Rates are floating based on a fixed spread tied to the Secured Overnight Financing Rates (SOFR) or Fed Funds rate. Current as of Jan 18, 2024.
Built for advisors
Lower interest rates than RIA custodians
Interest is tax-deductible as capital losses
Defer capital gains tax
Avoid AUM declines from client withdrawals
Integrated with key advisory tools
Why should clients borrow against their portfolio?
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Defer Capital Gains Tax
Capital gains tax reduces portfolio returns. Borrowing against appreciated stocks allows clients to defer tax.
Fund Major Purchases
SyntheticFi requires no credit check. It's a perfect solution for liquidity needs like making a cash offer on a house or working capital financing.
Optimize for tax deductibility
Loans from SyntheticFi are always tax deductible as capital losses. It can be useful if you are maxing out the mortgage interest deduction.
Reduce fees from intermediaries
SyntheticFi provides an execution platform for your clients to borrow from securities exchanges using their portfolio. With fewer intermediaries, SyntheticFi offers better rates.
Traditional model
Intermediaries add 3% - 6% interest rate spread
SyntheticFi model
Access the most competitive rates from exchanges
Support for all major custodians
When borrowing using SyntheticFi, clients keep their securities at their existing custodian. Margin maintenance requirement of the custodian firms will apply.
Let's discuss how we can help your clients
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